father and son putting coin in piggy bank

Are They Just Dimes?

I find dimes on the ground all the time. Especially since they phased out the penny a few years back, here in Canada. Occasionally I’ll find a nickle or a quarter. But 99% of the time, I find dimes. Exciting stuff, I know. My husband always humours me when I …

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worried young couple going over budget

15 Ways to Survive Financially While Unemployed

If you are unemployed, you need to financially survive this trying time. Your new full time job is to find a job. Unfortunately, looking for work is a “job” doesn’t pay anything.   Not having any income is a serious problem. And a major cause of stress. How are you …

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Group of students study at home

Why It’s A Mistake To Go To College As An Undeclared Major

If you are about to graduate high school or are planning to pursue higher education, spring can be a very stressful time of year while you wait for those College and University acceptance (and rejection) letters. Will you be accepted into the school of your choice? With the college major …

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sad woman just fired with belongings in a box next to her

Why You Should Apply For Unemployment, Even If You Quit or Were Fired

Unemployment insurance, employment insurance, social security, job seekers allowance – no matter what you call it, having to rely on it is never ideal. It means that you have lost your job. And that usually means you’ve also lost a big source of your income, if not your only source. …

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boss yelling at stressed male worker in an office

Don’t Let a Horrible Boss Destroy You (Like I Almost Did)

Horrible bosses. At some point in our lives, we will all have at least one. In my seemingly never-ending struggle to find a good, permanent, full time role, horrible bosses have been a big factor. After having a boss that was physically abusive towards 2 of my colleagues, and extremely …

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mother and daughter with change

What’s $1 Worth To You?

It was one of those cold, rainy days where winter couldn’t decide if it was coming or going. The freezing rain felt like it could turn to snow any minute, and the ground was one giant slush puddle. Despite the weather and my lack of owning proper winter boots, my …

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young woman studying and thinking

You’ve Probably Come A Lot Further Than You Think

Whether you love it or you hate it, Facebook is pretty much everywhere. Personally, I’ve wanted to quit it so many times, but like the majority of us, I just can’t take the plunge. It has become the primary way that I keep in touch with far too many people. …

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friends Christmas dinner party, cheering and taking a photo

How I Spent Nothing This Christmas

The average Canadian plans to spend something like $1,500 around the holidays (between gifts, travel, food, decor, etc.). Unfortunately, the average Canadian doesn’t budget for this expense and soon find themselves starting the new year in debt. I somehow managed to survive the holiday season without spending a dime. Well, …

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grocery delivery at home

10 Ways to Supplement Your Income While Unemployed

My contract at work ended and I am now unemployed for the first time in my adult life. Unfortunately, this coincided with my fiance’s hours being cut at his job, as well. We knew this was coming to a certain extent (as he’s still waiting to hear about a very …

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Panicked Woman Looking At Calculator

My Debt Story: How I Ended Up With $62,000 in Debt

October marks my one year anniversary of discovering this wonderful personal finance blogging world! As if that wasn’t enough to celebrate, WordPress also tells me that this is my 100th post! To mark these momentous occasions, I thought it was high time I got real with you guys. As a …

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woman with headache working from home

Stress Leave: Am I Really Sick or Just Looking for an Easy Out?

The stress, anxiety, and depression from being stuck in a toxic work environment is taking its toll on me – physically, mentally, and emotionally. I’m at the point where taking a stress leave feels like my only hope. But I’m also worried that I’m not really “sick”. That I might …

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