Learning more about money and personal finances is one of the best ways to manage your money, get out of debt, and stay out of debt. Understanding your day-to-day finances as well as your long-term goals can help you get on track so that you can live comfortably and find financial success.
Many people choose zero-waste lifestyles for their positive impact on the planet. Committing to producing less waste means lower levels of garbage in landfills and oceans and better preservation of the earth’s limited resources. Beyond helping the planet, maintaining a zero-waste home can benefit your wallet. Here are a few …
Inflation is really testing our budgets lately, but it’s not all bad news. Even though prices are going up overall, some surprising things are actually getting cheaper. With the annual inflation rate for the United States being 3.5% from March 2023 to 2024, you are probably looking for a way …
Navigating tax season requires a keen understanding of which types of income are taxable and which are not. In 2024, certain types of income are treated differently under U.S. tax laws, making them exempt from federal taxes. Here are the types of non-taxable income and useful tips for each. 1. …
When you’re having financial problems, one of the most dreadful and embarrassing realities is when debt collectors begin calling. The late payment reminders and final notices can come from anywhere – bills, credit cards, medical debt, student loans, car payments… anywhere you owe money. While they are annoying, debt collectors …
Making a budget can help anyone of any age reach their money goals. A budget does more than just push people to save money for things they want. When you’re a teen or young adult, budgeting builds a habit that will help improve your financial health. Budgeting for young adults …
Between paying bills, buying groceries, and saving for retirement, we could also use a little more money each month. One of the simplest ways to free up a little room in our budgets is to stop wasting money on things we don’t actually need. Take a close look at what …
One of your main goals as a couple should be to manage your money. Whether you have a joint account or separate accounts, making money together can help you improve your finances. Imagine the possibilities of creating a side business as a couple – one that generates extra income and …
Debt relief programs help individuals and businesses burdened by unmanageable debt. These programs aim to reduce the total amount of debt owed or offer better repayment terms. These plans can effectively help people regain control of their financial health and work toward becoming debt-free. Despite their potential benefits, debt relief …
Dealing with debt can feel like a hopeless situation. You try your best to make your payments, but interest charges eat up all your progress. The next month, you’re back to square one. Sound familiar? Don’t worry: You don’t have to be stuck with debt forever. We reached out to …
You’ve seen the stats about how little Americans have in their savings accounts. Well, it turns out that humans are terrible at saving money for a reason – we just aren’t wired that way! This internal struggle may help explain why 64% of Americans feel stressed out about money, so …
Everyone dreams of being wealthy, but most of us struggle to ever make it happen. The good news is you don’t need to be born into wealth to become rich. The even better news is that there are habits you can adopt to achieve your financial goals. The wealthiest people …