All information and policies are valid from July 1, 2011 and were last updated on November 29, 2020.
This page represents a legal document that governs the legal terms of my website, www.mylifeiguess.com (henceforth referred to as “My Life, I Guess...”), sub-domains, and any associated web-based and mobile applications, as owned and operated by My Life, I Guess…
My Life, I Guess… is a personal blog owned, written, and edited by Amanda Kay. By accessing and using my blog you are agreeing to accept and comply with the policies, terms, and conditions outlined in this document. These terms and policies apply to all visitors, users, and others who access or use my blog. Please read it carefully before using this blog. If you disagree with any of these policies, please do not access or use this blog.
Please contact me with any questions, comments, or concerns you have regarding these policies and/or information contained on this page or within this blog.
I reserve the right to modify and update these policies as needed. Please review this page periodically as changes to these policies will be effective immediately.
For the TL;DR Crowd
My Life, I Guess… is a blog that I write from the comfort of my couch. While I hope my writing is informative and entertaining, I am not a mental health professional or personal finance expert. Please seek professional advice if you need it.
Sometimes I make money off this blog through ads, affiliate links, and/or sponsored posts. I don’t let this influence my opinions. You are also under no obligation to click on, read, purchase, or interact in any other way with this type of content – although I’m super grateful if you do.
The content on this blog is my original work – unless otherwise stated. I do publish articles from other writers that are more knowledgeable on certain topics so that I can bring you the best content that I can. Please don’t copy or steal any content from this site. If you think I stole or copied something, please let me know so I can address it.
I take your privacy seriously and do not collect, keep, or sell any of your personal information. However, I am not responsible for the privacy practices of any third-party websites or services.
Copyright Policy for My Life, I Guess…
I am the legal copyright holder of all material on My Life, I Guess… unless otherwise stated. Unauthorized use, duplication, modification, and/or reprinting/republishing of material (including by not limited to written content and graphics) without my written consent is strictly prohibited.
Excerpts and links may be used – and are greatly appreciated! – provided that proper credit is given to me and a link back to the original content on My Life, I Guess… is included.
Guest contributors to My Life, I Guess… are responsible for and hold the appropriate rights to their own submitted material. Any copyright infringements made on My Life, I Guess… are completely unintentional. If I have republished any copyrighted content without permission or without giving proper credit, please let me know so I can address the issue and/or remove the content.
Disclaimer for My Life, I Guess…
The content on this blog is for informational and educational purposes only. Please use the information provided at your own risk, and seek professional advice as needed.
While I do my best to publish accurate information and keep it up-to-date, things change over time. Therefore, My Life, I Guess… makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Please let me know if you do find any inaccurate information so that it can be fixed.
All information is provided on an as-is basis.
Views and opinions expressed on My Life, I Guess… are my own and not those of any employer, company, or organization I’m associate with. However, the opinions expressed by guest contributors on My Life, I Guess… are their own and do not necessarily represent my views or opinions.
My Life, I Guess… is not responsible and will not be held liable for content posted within the comments submitted to this blog. I reserve the right to edit or delete comments upon my discretion if they are deemed to be spam, include profanity or offensive language, are personal attacks, or are otherwise considered inappropriate.
Disclosure for My Life, I Guess…
My Life, I Guess… accepts forms of paid advertising, sponsorship, paid insertions, and other forms of compensation (henceforth referred to as “advertising”) in order to keep this blog up and running and to feed my addiction to Subway.
My Life, I Guess… is a participant in the Amazon Services LLC Associates Program. As an Amazon Associate I may earn a small commission from qualifying purchases (at no extra cost to you). Please read my disclosure for more information. Thanks!
My Life, I Guess… also participates in other affiliate programs that I use to promote products and services that I believe in and that I believe are relevant to my readers. I may receive a small commission from the vendor(s) through paid and affiliate links on this blog if users click through these links and decide to make a purchase. There is no additional cost or obligation for users of this blog to purchase any products or services advertised.
Advertising and affiliate programs will be appropriately disclosed and identified as paid or sponsored content wherever possible.
My Life, I Guess… abides by word of mouth marketing standards. I believe in honesty of relationship, opinion, and identity. The compensation received may influence what topics or posts I write about, but it does not affect my expressed opinions.
As the owner of My Life, I Guess…, I may be compensated to provide my opinion on products, services, websites, and various other topics, however, I will always give my honest opinions, findings, beliefs, or experiences on those topics or products. Again, the views and opinions expressed on this blog are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question.
This blog does not contain any content which might present a conflict of interest.
In short, I take your privacy seriously, and therefore any personal and/or contact information provided to me will be kept private, and will not be sold or distributed to anyone under any circumstances. However, I am not responsible for the privacy practices of any third-party websites or services.
What Information do I collect?
Users are able to use My Life, I Guess… anonymously. No personally identifiable information is collected from persons that browse my blog.
While using My Life, I Guess… you may be asked to voluntarily provide certain personal information that can be used to contact or identify you, which includes (but is not limited to) your name and email address. This information is only collected when you fill out a form – such as leaving a blog comment, sending me an email, filling out a survey, subscribing to my newsletter, or entering a contest or giveaway. Only I have access to this information. Feel free to use a nickname or pseudonym if you prefer.
When a visitor leaves a comment on the site we collect the data shown in the comments form, and also your IP address and browser user agent string to help spam detection.
Visitor comments may be checked through an automated spam detection service. We collect information about visitors who comment through our Akismet anti-spam service. The information we collect typically includes the commenter’s IP address, user agent, referrer, and Site URL (along with other information directly provided by the commenter such as their name, username, email address, and the comment itself).
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
I also collect anonymous technical data, such as information about cookies and “log data” or internet traffic data that your browser and/or internet service provider sends whenever you visit My Life, I Guess…. This includes information like your computer’s Internet Protocol (IP) address, operating system, browser type, browser version, the pages you visit on my site, the time and date of your visit, and the time spent on those pages. There is no personally identifying information collected through this process.
By default, WordPress does not collect any personal data about visitors, and only collects the data shown on the User Profile screen from registered users. However, some of the plugins used on this website may collect personal data (see below).
What is this information used for?
Personal information will primarily be used to personalize your experience, to contact and respond to you, and/or to help improve this site. By providing this information, you are helping me better understand who reads and uses this blog so that I can provide better quality content, products, and services, and improve the user experience overall.
Log data will also be used to improve this site but is primarily used for tracking and compiling statistics about individuals using My Life, I Guess… for internal market research purposes (and to satisfy my curiosity).
Users participating in surveys, contests, or giveaways may be asked to provide additional personal information, such as contact information (full name, mailing address) or demographic information (postal code, age level). Participation is voluntary and users do not have to disclose this information. Contact information will only be used to notify winners and award prizes (as applicable). Survey information will only be used to improve this site and for compiling statistics.
How do I use feedback from users?
I love getting feedback from my readers! If you contact me (through email, blog comments, or on social media, for example), I may occasionally use and/or share this feedback in blog posts, articles, newsletters, and/or on social media. When doing so, I will attempt to contact the original author in order to request their permission prior to publishing and will honor any confidentiality requests.
I may keep this type of feedback for customer service purposes and to help me improve my website, but I do not sell this information.
How do I protect your information?
The security of your personal information is important to me, but no method of transmission over the Internet or other methods of electronic storage is 100% secure. I implement a variety of security measures to protect your information (and my own), but I cannot make any guarantees. Any known breeches to this site’s security will be made public.
Again, users are able to use My Life, I Guess… anonymously.
I do not and will not ever sell, trade, or otherwise transfer personal information to outside parties.
I may use trusted third-parties to assist with the operation of My Life, I Guess… (such as sending out surveys or running giveaways). Your information may be shared for those limited purposes, provided that you have given us your permission. Otherwise, these third-party websites will only have access to generic aggregated demographic information not linked to any personal identification.
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
A cookie is a file that contains a small piece of data that is stored on your computer’s hard-drive. I use it to collect information to help improve the user’s access to my site. Using cookies does not link your personally identifiable information to my blog.
If you leave a comment on our site you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
How long is your data is retained?
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website, we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
Can users control their information?
Absolutely! I want my users to feel comfortable using My Life, I Guess… so if there are any concerns at all, please contact me so we can sort it out.
If you have an account on this site or have left comments, you can request to receive the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
As mentioned above, users can choose not to accept cookies from my blog and other websites. Cookies can be managed/disabled in browser settings or by using privacy software.
Users can also unsubscribe to My Life, I Guess… at any time via the associated medium (such as RSS, email, Twitter, etc.).
What about children?
My Life, I Guess… is generally rated “G”, but my content is not directed to children under the age of 13. I will not knowingly collect or use any personal information from anyone under-age. If you are a concerned parent or guardian, please contact me.
Terms and Conditions of Use for My Life, I Guess…
Please read these Terms and Conditions (“Agreement”, “Terms and Conditions”) carefully before using https://mylifeiguess.com (“my site”) operated by My Life, I Guess… (“I”, “me”, “we”, or “our”). This Agreement sets forth the legally binding terms and conditions for your use of my site at mylifeiguess.com.
By accessing or using my site in any manner, including, but not limited to, visiting or browsing my site or contributing content or other materials to my site, you agree to be bound by these Terms and Conditions. Capitalized terms are defined in this Agreement.
My site and its original content, features and functionality are owned by My Life, I Guess… and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.
Links To Other Web Sites
My Life, I Guess… contains links to third-party websites or services that are not owned or controlled by me. I am not responsible for the content, privacy policies, or practices of any third-party websites or services (such as advertisers or sponsors).
By using this site, you acknowledge and agree that My Life, I Guess… shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services. Any issues with purchases made through or based on links from my blog must be directed to the third-party website, and are not my responsibility.
I strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit. Again, any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question.
I reserve the right to terminate or suspend access to My Life, I Guess… immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the terms or policies outlined in this document.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.
My failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement regarding My Life, I Guess…, and supersede and replace any prior agreements.
If you have any questions, comments, or concerns about anything pertaining to my website, please contact me and I’ll be more than happy to address it. Thanks!
Portions of this document were generated by TermsFeed Terms and Conditions Generator.