But don’t let the name fool you.
You see, I’ve made a lot of mistakes when it comes to my money and my career. By sharing my story, my experience, and my bad decisions with you, I hope to help you avoid ever making those mistakes yourself. Or if you already have, I hope to help you get passed them.
I’m a real person, with real problems. Especially when it comes to money and figuring out what I want to be when I grow up. (Let’s ignore the fact that I’m already a “grown-up”.) It’s not that life’s bad – but I’m certainly not where I hoped I’d be:
I’m happily married and in a Dual Income, No Kids household, but we still live paycheck to paycheck.
Since graduating from university almost a decade ago, my “career” hasn’t really gone anywhere.
Instead of making 6-figures a year like many other personal finance bloggers, I have 6-figures in debt. Which is more than my annual household income has ever been.
Paying back my $53,000 student loan feels impossible. After 10 years, I still have 65% of it to go.
In those last 10 years, I’ve worked in 11 different jobs. (Usually balancing 2 jobs at once.)
At my first job after graduation, I worked 60+ hours a week for years in a toxic work environment with abusive management. And only made $35,000/year, before ultimately taking a stress leave.
I’ve been unemployed – twice – through no fault of my own. First thanks to a lay off, and second thanks to a horrible boss (who then replaced me with 5 people!).
I spent most of my early 30s under-employed working part-time, minimum wage survival jobs. But still racked up over $25,000 in credit card debt, just to get by.
Which often meant deciding what bill to skip paying this month.
In 2012, I found myself in a pretty serious work/life UN-balance after my dream job had turned into a complete nightmare. Everything I had worked hard for was falling apart.
I turned to Google for answers and discovered the Personal Finance blogging community. The more I read, the more I learned. And the more I wanted to be a part of it, too. With their support and encouragement, I decided to take my little hobby blog that only a handful of people knew about up a notch.
What it was really like being unemployed. How I struggled for nearly 3 years to find a full-time job. What working a minimum wage job in my 30s did to my mental health. And what all that meant to our finances.
As it turns out, many of these stories resonated with you, as well. So I kept writing.
Although I try to live a life worth blogging about, I’m an average person, living off an average income. And I have the debt to prove it.
I am not one of those bloggers that saves half their income or makes an “extra” few thousand dollars a month from their side hustles. But maybe one day?
I graduated from university with a degree in theater and a post-grad diploma in Arts & Non-Profit Management. Right in the middle of a recession… With an arts degree…
Between dead-end jobs, being unemployed, under-employed, and miserable at work, I’ve essentially spent the last decade job searching. Little did I know how valuable spending all that time applying for jobs would actually be. Or that it would teach me the skills and experience I’d need to qualify for a job.
I now work at an employment centre, where my job is to help other people find jobs.
I get paid to look at job boards, to edit resumes, and to give other unemployed and under-employed people the same advice and encouragement that I was just getting myself.
And I love it!
But as you can see, it was not easy getting here. For years I was left moving backwards. Instead of paying down my debt, I went further into it. Instead of advancing in my career path, I fell off track entirely.
Even though I’ve fallen way behind and feel like I’m starting over again in many ways, I know that by focusing on what matters, I’ve got this. I’ve already made it this far, right?
So I’m going to keep sharing my story, my struggles, my mistakes, and hopefully my successes right here on my little piece of the internet. After all, this is my life, I guess…
Thank you so much for stopping by!
My Life, I Guess… is a website that I run from the comfort of my couch. While I hope the content found on my site is informative and entertaining, I am not an expert. So if you came here looking for advice on dividend investing or how long-term capital gains are taxed, I’m sorry, but you are in the wrong place.
Please seek professional financial, career, or mental health advice if you need it.
Read my disclosure for more.