Enjoy the Summer Before It’s Too Late: 7 Smart Tips for an Affordable Vacation

It can be hard to enjoy your summer holiday without spending too much money. And it’s easy to see why. After working hard all year, you probably feel the need to let off some steam while on vacation. Worrying about money is probably the last thing on your mind.

Until you get home, that is…

Many people overspend while on vacation. Especially if you use a credit card to help pay for your adventures. All those cocktails, meals out and gift shop souvenirs can really take their toll on your finances.

If you’re not careful, you could end up paying for your summer vacation right up until Christmas. Nobody wants that! So here are a few ways to keep your spending in line without sacrificing your holiday enjoyment:

1. Book in Advance

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You probably already know that booking your flights and accommodations in advance is one of the best ways to keep your holiday affordable. But the same can be said for any day trips, special events and tourist attractions that you plan to go to, as well.

Once you’ve decided on your destination, do some research on what’s in the area and figure out what other things you’d like to do. You can often get a discount by booking these ahead of time, too.

Many tourist destinations have discounted ticket packages available for the top attractions. Just make sure the package includes things you’re actually interested in, otherwise you may be wasting your money, instead.

You can also find promo codes online or by signing up for the company’s newsletter to help cut down on the costs. (And then unsubscribe so you’re not tempted to spend more.)

Bonus: Use rewards cards or cash back sites when making purchases. These small savings can add up over time and contribute to a more affordable holiday experience.

2. Mix Up Expensive with Not-So-Expensive Days

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When you go somewhere new, there is always the temptation to get out and spend your money. There are certain attractions and events that come with a higher price tag. But most vacation destinations have free or low-costs options, as well. Which is why you should consider throwing in a few non-expensive days amongst your plans, too.

When I went to New York City, we splurged on Broadway tickets. But then spent some time exploring Brooklyn, Central Park, and the Pier for free.

Perhaps you can spend a day relaxing by the hotel pool before going into the city the next day. Or you can explore a museum or art gallery during the day, before enjoying a 10 course meal at a Michelin-Star Restaurant.

You’ll still have a great trip, but you can spread the money-spending out more evenly.

3. Set a Spending Budget

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On that same note, consider setting a spending budget for your holiday. This could be broken down by day (such as budgeting $100 per day to spend) or could be by category (such as budgeting $150 for souvenirs).

By setting a realistic budget, you can still enjoy yourself without being concerned about your spending.

4. Think About Repayments Before You Go

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It’s smart to think about how you’re going to repay for your holiday and spending ahead of time. This will also help you determine your spending budget.

If you’re using a credit card, for example, come up with a repayment plan before you leave so that you can pay it off as quickly as possible. That way when you return from your holiday, you don’t have to stress over how you will now pay for it all.

5. Be Flexible with Your Flights

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Consider flying during cheaper times of the day, like the early morning or late-night. Flying during less popular times can save you money and time, as there are less crowds and shorter lines. 

6. Bring Your Own Food

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Taking your own food with you is good for your wallet and waistline. You don’t have to rely on expensive restaurants or salty snacks from the gas station. Preparing sandwiches and wraps or snacks like fruit and granola bars keeps hunger at bay during sightseeing or traveling.

7. Walk More

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Walking eliminates the need for expensive transportation options such as taxis, rideshares, or parking fees (which are always high in tourist areas). Exploring your destination on foot also immerses you in the local culture, where you can try their cuisine, chat with the residents, and support their small businesses.

Enjoy Your Summer Holiday Without Over-Spending

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Going on vacation is supposed to be a relaxing, stress-free escape. The last thing you want to do is create more stress in your life trying to pay for it. These tips can help you actually enjoy your summer holiday, without spending too much, and getting yourself into debt.

Job Skills You Can Learn from Traveling

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Do you need another excuse to travel? Not only does traveling allow us to make memories, gain experiences, and recharge, but it can also benefit your career.

It’s true! Traveling can teach you many great skills applicable to everyday life, including in-demand job skills. So pack your bags, grab your passport, and get ready to learn these 15 essential job skills that will take your professional life to the next level.

Read: The Literal Road to Success: 15 Job Skills You Can Learn from Traveling

How to Use Credit Card Churning to Travel For Free

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Travel hacking is the mode of gaining free or cheaper travel by earning points and miles through credit card sign-ups and bonuses. Simply put, credit card companies want people to sign-up for their cards. They give out bonuses for hitting minimum spending, and the customer now has money they can use for travel.

Read: How to Use Credit Card Churning to Travel For Free

Moving Abroad for Work?

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Choosing to move internationally is a big decision to make. From lifestyle changes to financial challenges, there are critical factors that can either make or break your international career. So before jumping on the next plane, discover what it takes to make your work abroad dream a reality!

Read: Moving Abroad for Work? 7 Must-Know Factors to Consider Before Accepting That Job Offer

Amanda Kay, the founder of My Life, I Guess, provides valuable career advice and support for anyone striving to make a living and, more importantly, make a life. Whether it's navigating job searches, learning new skills, overcoming unemployment, or dealing with debt, My Life, I Guess has been a go-to resource for career guidance and financial stability since 2013. Amanda's expertise and relatable approach have been featured in trusted publications such as MSN, Credit.com, Yahoo! Finance, the Ladders and Fairygodboss.

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