Why Debt Is So Stressful

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You look at the bills piled up on the counter then compare what you need to pay out to what’s currently in your bank. You’re short again and it’s becoming a bit of a struggle.

Being in debt means always being cognizant of your situation and the stress starts to take over your life. Before you know it, you’re looking for an escape and it may not always be the healthy option that attracts you.

You Want a Better Standard of Living

People who are living a low-income lifestyle cannot afford many of life’s staples. From a need for nutritious food to paying the heating bill, there is sometimes not enough money to go around. This can be traumatic and take a toll on someone’s mental or physical health, especially when children are involved. Inadequate medical coverage means that someone who is struggling with intense emotions like anxiety, fear, or anger might not be able to get the professional help needed to deal with the situation.

The Debt Collectors Don’t Stop

As bills pile up, the calls and mail from debt collectors come rolling in, hounding those who cannot pay. These consistent reminders do nothing to relieve the stress, they only increase the anxiety, sometimes even causing sleep problems.

Nobody needs the stress of remembering their inability to keep up with living expenses. Self-doubt can develop, along with a feeling of hopelessness. Desperate measures may be taken to stave off the bill collectors and avoid unpleasant conversations as well as the threats, warnings, and penalties that result from non-payment. Escaping from this difficult reality becomes a driving desire that can lead to substance abuse.

Turning to an Escape

As the rate of substance abuse grows, along with the need for addiction treatment, it has become evident that several factors play into a person’s turning to alcohol or drugs. While you may not be able to afford the drugs, at least it helps you forget. Sometimes it turns into a severe downward spiral.

Seeking Help

Fortunately, hope is available for women who are trying to escape the chains of drug addiction or alcohol addiction. A women’s recovery center offers a safe, convenient program for those who are trying to kick the drug or alcohol habit and return to a normal, sane lifestyle. A multifaceted recovery program addresses not only the substance abuse problem, but also the core issues of low self-esteem, hopelessness, and despair. The program can also help a woman who is struggling with addiction to deal with financial issues and poverty to help her turn her life around.

Help is available to assist the woman in dealing with personal issues and finding work so that she can escape the cycle of poverty and addiction. Family support is also possible, along with aftercare treatment and follow-up.

Debt, while scary and stressful, doesn’t have to define your life. There are ways to work down what you owe with a little bit of dedication and savvy tips. Avoid triggers and adopt healthy coping mechanisms to get you through it, because there is a light at the end of the tunnel.

 

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My Life, I Guess is a personal finance and lifestyle blog by Amanda, an older millennial from Ontario, Canada that strives to keep the "person" in personal finance by writing about money, mistakes, and making the most of whatever life throws at you.