7 Common Misconceptions About Building a Good Credit Score

Common Misconceptions About Building a Good Credit Score - My Life, I Guess

When you’re looking to improve your credit score, whether it’s to secure a better mortgage deal or simply access funds to get your finances back on track, you’ll be faced with a lot of advice. Unfortunately, not all of this advice is accurate. There are a lot of common misconceptions and myths about what does and doesn’t affect your credit score, as well as how to fix it. Myth 1:...

How Much Money Do You Have Left?

How Much Money Do You Have Left?

When was the last time you had no money left? I mean that literally. NO MONEY. Nothing in your bank account. Nothing in your wallet. No emergency $20 hidden under your mattress. Nothing in a piggy bank or the cup holder in your car. Nothing until payday – which could still be days or maybe even weeks away. While I hope that no one is ever in this situation, I...

How to Track and Organize Your Bills When You Live Paycheck to Paycheck

How To Track And Organize Your Bills When You Live Paycheck To Paycheck - My Life, I Guess

When I first discovered the world of personal finance blogging, I dove in head first. I spent over 2 years tracking every cent I spent, earned, or found on the ground in a master spreadsheet. I lived alone at the time, so it was easy to do and easy to control. When I moved in with my now husband, however, tracking “our money” became a lot more difficult than it...