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Bad Credit Doesn't Have to Ruin Your Life

Bad Credit Doesn’t Have to Ruin Your Life

Many people have bad credit and are understandably frustrated and stressed out by it. While having bad credit does limit your options, it doesn’t have to ruin your life. The honest truth is your borrowing options are limited when your credit is bad. With that said, it’s not an impossible task. It is still possible for you to get a …

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Common Misconceptions About Building a Good Credit Score - My Life, I Guess

7 Common Misconceptions About Building a Good Credit Score

When you’re looking to improve your credit score, whether it’s to secure a better mortgage deal or simply access funds to get your finances back on track, you’ll be faced with a lot of advice. Unfortunately, not all of this advice is accurate. There are a lot of common misconceptions and myths about what does and doesn’t affect your credit …

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Watching the Payday Loan Debt Cycle Through Our Junk Mail- My Life, I Guess

Watching the Payday Loan Debt Cycle Through Our Junk Mail

My husband and I have lived in our townhouse for nearly 5 years now. Yet, we still regularly get mail for the former tenants. At first, we got more mail for them than we were getting mail of our own. So we’d mark it all return to sender and put it back in the mailbox, hoping this would stop the …

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Pay Back Your Loans On Time and Avoid High Cost Money Mistakes - My Life, I Guess

Pay Back Your Loans On Time and Avoid High Cost Money Mistakes

Last Updated: October 22, 2018 Merely taking out a loan can put you in a tough financial situation. You may be obligated to make payments to a lender for many months or years, and the interest paid can be as much or more than you borrowed to start with. However, it is critical that you repay the loan on time …

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Why You Should Take Out a Loan Even When You Don’t Financially Need It

Millions of people find themselves in need of extra funds each year. As the cost of pretty much everything continues to soar, the number of loans being taken out is sure to follow suit. Though it’s not uncommon to face tight financial situations from time to time, taking out a loan without an actual need could work out in your …

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