Budget

Who is the Best Warehouse Club in 2020: Sam’s Club vs. Costco

Who is the Best Warehouse Club in 2020: Sam’s Club vs. Costco

Sam’s Club vs. Costco, which is better? That’s a question many people ask. Whether you’re shopping for groceries, furniture, computers, or any of the hundreds of other products offered, it can be a tough decision to decide which is best. We have both a Costco and a Sam’s Club within driving distance. Although both of these stores are better economically …

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Advantages & Disadvantages of the Dave Ramsey Baby Steps

Advantages & Disadvantages of the Dave Ramsey Baby Steps

Did you know that millions of people have followed and completed Dave Ramsey’s popular baby steps to financial freedom? It’s a clear path that is easy to follow and statistics show they work. Or do they? A quick Google search on Dave Ramsey’s Baby Steps will show you conflicting opinions on both sides of the argument. So who do you …

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How Much Car Can I Comfortably Afford?

How Much Car Can I Comfortably Afford?

Go ahead and ask a financial expert this question. Chances are you’re bound to get quite a few answers. Whether it’s the 10% gross income rule for monthly car payments and expenses or the 25% rule for purchasing a new vehicle, there is no one size fits all answer financial experts can agree on when it comes to how much …

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How To Save Big on Clothing Expenses

How To Save Big on Clothing Expenses

Some people spend a lot of money on their clothing expenses. Others, like myself, don’t really spend that much. The general guideline is that you shouldn’t spend more than 5% of your disposable income on clothing each month. So if your net income is $2,000 a month, you’re clothing budget should be $100 per month, or $1,200 per year. Whether you love …

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How Much Money Do You Have Left?

How Much Money Do You Have Left?

When was the last time you had no money left? I mean that literally. NO MONEY. Nothing in your bank account. Nothing in your wallet. No emergency $20 hidden under your mattress. Nothing in a piggy bank or the cup holder in your car. Nothing until payday – which could still be days or maybe even weeks away. While I …

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