Budget

Who is the Best Warehouse Club in 2020: Sam’s Club vs. Costco

Who is the Best Warehouse Club in 2020: Sam’s Club vs. Costco

Sam’s Club vs. Costco, which is better? That’s a question many people ask. Whether you’re shopping for groceries, furniture, computers, or any of the hundreds of other products offered, it can be a tough decision to decide which is best. We have both a Costco and a Sam’s Club within driving distance. Although both of these stores are better economically …

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How Much Car Can I Comfortably Afford?

How Much Car Can I Comfortably Afford?

Go ahead and ask a financial expert this question. Chances are you’re bound to get quite a few answers. Whether it’s the 10% gross income rule for monthly car payments and expenses or the 25% rule for purchasing a new vehicle, there is no one size fits all answer financial experts can agree on when it comes to how much …

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How To Save Big on Clothing Expenses

How To Save Big on Clothing Expenses

Some people spend a lot of money on their clothing expenses. Others, like myself, don’t really spend that much. The general guideline is that you shouldn’t spend more than 5% of your disposable income on clothing each month. So if your net income is $2,000 a month, you’re clothing budget should be $100 per month, or $1,200 per year. Whether you love …

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How Much Money Do You Have Left?

How Much Money Do You Have Left?

When was the last time you had no money left? I mean that literally. NO MONEY. Nothing in your bank account. Nothing in your wallet. No emergency $20 hidden under your mattress. Nothing in a piggy bank or the cup holder in your car. Nothing until payday – which could still be days or maybe even weeks away. While I …

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a young woman with a backback and luggage walking by

How To Enjoy Traveling On A Budget

Have you ever wished that you could travel more, but feel that you are unable to afford it? Maybe you would love to explore the world but don’t know how you’ll ever be able to enjoy traveling on a budget. A large percentage of Americans – 43% to be exact – say they can’t afford to travel. It often seems exotic, …

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