Budget

Who is the Best Warehouse Club in 2020: Sam’s Club vs. Costco

Who is the Best Warehouse Club in 2020: Sam’s Club vs. Costco

Sam’s Club vs. Costco, which is better? That’s a question many people ask. Whether you’re shopping for groceries, furniture, computers, or any of the hundreds of other products offered, it can be a tough decision to decide which is best. We have both a Costco and a Sam’s Club within driving distance. Although both of these stores are better economically …

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Advantages & Disadvantages of the Dave Ramsey Baby Steps

Advantages & Disadvantages of the Dave Ramsey Baby Steps

Did you know that millions of people have followed and completed Dave Ramsey’s popular baby steps to financial freedom? It’s a clear path that is easy to follow and statistics show they work. Or do they? A quick Google search on Dave Ramsey’s Baby Steps will show you conflicting opinions on both sides of the argument. So who do you …

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6 Things You Probably Didn’t Know About Paying Off Debt

6 Things You Probably Didn’t Know About Paying Off Debt

If your finances are a bit out of control, there are many things you can do to gain back stability. Paying off debt is an essential part of getting your financial life in order. While it may be overwhelming at first, do your research and take it one step at a time. There are many resources out there, such as …

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How Much Car Can I Comfortably Afford?

How Much Car Can I Comfortably Afford?

Go ahead and ask a financial expert this question. Chances are you’re bound to get quite a few answers. Whether it’s the 10% gross income rule for monthly car payments and expenses or the 25% rule for purchasing a new vehicle, there is no one size fits all answer financial experts can agree on when it comes to how much …

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How To Save Big on Clothing Expenses

How To Save Big on Clothing Expenses

Some people spend a lot of money on their clothing expenses. Others, like myself, don’t really spend that much. The general guideline is that you shouldn’t spend more than 5% of your disposable income on clothing each month. So if your net income is $2,000 a month, you’re clothing budget should be $100 per month, or $1,200 per year. Whether you love …

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How to Get Your Financial Life Together

How to Get Your Financial Life Together

In adulting 101, we learn that success in life is as simple as following a few memes. As if the only thing standing between you and conquering the world is believing in yourself and the application of a Dale Carnegie quote. With no disrespect to Buzzfeed and their 27 simple ways to get your life together, memes are not going …

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Grocery Delivery Services: Save Time and Money in 2020

Grocery Delivery Services: Save Time and Money in 2020

How many times have you dragged yourself to the car to go grocery shopping? Yep, we get it. Grocery shopping is one of those chores that very few people enjoy. It’s a love it or hate it scenario. The thing is, you might not have a problem with actually shopping, it’s just finding the time to do it! That’s why …

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How to Enjoy Your Summer Holiday Without Spending Too Much - My Life, I Guess

How to Enjoy Your Summer Holiday Without Spending Too Much

It can be hard to enjoy your summer holiday without spending too much money. And it’s easy to see why. After working hard all year, you probably feel the need to let off some steam while on vacation. Worrying about money is probably the last thing on your mind. Until you get home, that is… Many people overspend while on …

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Four Simple Tips For Getting Wedding Ready In One Year - My Life, I Guess

Four Simple Tips For Getting Wedding Ready In One Year

Your wedding is one of the most important days of your life, and every little decision plays a role. At first, you’re overwhelmed with excitement as a newly-engaged individual, but then you can quickly become overwhelmed with planning. A year may seem like a long time, but in the world of wedding planning, it can feel like just a few …

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3 Smart Strategies to Get Out of Debt Fast

3 Smart Strategies to Get Out of Debt Fast

Are you tired of being held back by debt? I’m going to guess that you probably are. Whether you’re dealing with student loans, credit card balances, or personal loans, debt can not only make you feel like it’s hard to move forward in life, but it can actually make it hard to move forward, too. If you’re ready to free …

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Create a Home Office Designed for Pros on a Minimal Budget

When you’ve decided to work from home, what you need is an office that has a no-fuss setup. It should look professional and be a place where important work gets done. Even though it’s based in your home, it must be designed in a way that still makes you look like a professional person who’s serious about their business or …

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How We Had the Perfect Wedding for Under $5000 - My Life, I Guess

How We Had the Perfect Wedding for Under $5000

I’ve been promising to post about my wedding for a while now, and for those of you that have been patiently waiting, today is your lucky day. Exactly 6 months ago today, R and I got married! Our engagement lasted a lot longer than we had planned. R proposed pretty early on in our relationship back in April of 2014, …

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