Learning more about money and personal finances is one of the best ways to manage your money, get out of debt, and stay out of debt. Understanding your day-to-day finances as well as your long-term goals can help you get on track so that you can live comfortably and find financial success.
This past weekend, I sat down to do our taxes. For the first time in my life, I am not getting a tax return. I actually owe taxes. A whole $7. I know $7 is really not a big deal at all, but I am a little bitter about not getting money back. I could have really used a little more help to pay down my debts. However, I am happy that I opted to …
What would you do if you had $10,000? You’ve probably been asked this before and daydreamed about what your answer would be. Would you take a trip somewhere? Pay down your debt? Buy something that you’ve always wanted? Now let me ask you this: What would you actually do if you had $10,000? I bet you wouldn’t actually do any of these things. At least not to the extent that you think you would. I …
This week was significant in my financial life. For a reason that used to be completely insignificant to me. We finally caught up on our bills! I imagine some of you reading this won’t understand why this is a big deal. I mean, paying your bills is pretty boring to think about, let alone write about. But I also imagine some of you understand all too well why I feel the need to share. Before …
If you’ve been a reader of My Life, I Guess… for a while, you’ll know that I’ve never really been good at posting regularly here. As much as I tried to be one of those bloggers that have a new post every Monday, Wednesday and Friday, I’ve never been that person. Perhaps you’ve noticed that lately, I’ve only gotten worse. As in, I published only 9 posts in 2016. Because it’s hard to write about …
Last updated: June 7, 2019. Students are bombarded with advice as they leave high school and enter college or university. This is especially true when it comes to their finances and career goals. As a former academic advisor, I’ve heard them all. I’ve been guilty of churning out some of the more tired suggestions myself. However, not all advice is created equally. There are some valuable tips amongst the noise that can help college students …
The average Canadian plans to spend something like $1,500 around the holidays (between gifts, travel, food, decor, etc.). Unfortunately, the average Canadian doesn’t budget for this expense and soon find themselves starting the new year in debt. I somehow managed to survive the holiday season without spending a dime. Well, at least not any additional dimes to what we would have normally spent over the last week or so. In fact, because R and I …
October marks my one year anniversary of discovering this wonderful personal finance blogging world! As if that wasn’t enough to celebrate, WordPress also tells me that this is my 100th post! To mark these momentous occasions, I thought it was high time I got real with you guys. As a pseudo personal finance blogger I’ve never really disclosed my debt numbers before, or explained how I got myself in this situation. I’ve alluded to it, …
This morning, while catching up with the blogs I follow, I came across a guest post by Kevin on Making Sense of Cents, titled 12 Facts about Student Loan Debt that will make Your Hair Stand on End. Although Kevin was writing about student loans in the U.S. and their crazy system, the stats are still disgusting. So is the amount I owe on my student loans… I’ve known all along that I bit off …