Learning more about money and personal finances is one of the best ways to manage your money, get out of debt, and stay out of debt. Understanding your day-to-day finances as well as your long-term goals can help you get on track so that you can live comfortably and find financial success.
Starting a side hustle or your own small business is exciting! Not only can you see your ideas come to life, but you are also able to focus and work on something that you’re passionate about and interested in. And hopefully, you are making extra money from it, too. There …
If you have a lot of debt or different types of debt, then a debt consolidation loan might sound like a good idea. However, if you have low credit, you may not have many options. The good news is, you can still get a debt consolidation loan, even with bad …
Believe it or not, companies are eager to earn your business and are willing to send you free samples by mail in hopes of establishing you as a client. However, there are many time-wasting scams out there that will end up costing you money with the lure of a “free …
If you have bad credit and find yourself in a pinch, you might think that you can’t get a loan. While it is more challenging to get a loan with bad credit and even harder to get a good rate, you have options. Here is everything you need to know …
Craigslist is ancient in terms of websites. The site was created in 1995 by a guy named Craig Newmark (hence the site’s name). It started as an email distribution list Newmark put together to share local events and then became a website to share classified ads. Since its inception, Craigslist …
In these crazy times, many of us are looking for ways to make additional income. Launching a side hustle or online job takes time, though. It’s hard to know where to start. Selling photos online is one easy way to get extra cash. This article will give you the rundown …
How do many wealthy people get that way? They invest in real estate. It is a proven way to build wealth. 90% of millionaires became so through owning real estate. So said famous industrialist (and billionaire) Andrew Carnegie. Yet only 15% of Americans invest in real estate, according to a …
If your finances are a bit out of control, there are many things you can do to gain back stability. Paying off debt is an essential part of getting your financial life in order. While it may be overwhelming at first, do your research and take it one step at …
There are very few things that are certain in life. Along with death and taxes, you can always count on inflation and economic instability. Economic factors like inflation and economic collapse can quickly erode the value and purchasing power of your money. While inflation has been low over the last …
When was the last time you had no money left? I mean that literally. NO MONEY. Nothing in your bank account. Nothing in your wallet. No emergency $20 hidden under your mattress. Nothing in a piggy bank or the cup holder in your car. Nothing until payday – which could …
One of the few personal finance concepts that garners near-universal praise is the emergency fund. For many topics in personal finance, there are seemingly as many critics as there are advocates. “The stock market is too risky,” “You can’t retire early because you need health insurance,” “You shouldn’t travel because …