Setting Your Expectations Right: What Is the Typical Minimum Credit Score Required to Take out a Personal Loan?

Not everyone likes to take out a personal loan, but sometimes it’s inevitable. You have bills to pay or a medical emergency arises; it’s important that you have the money on hand to take care of your financial worries. But you can’t just walk into a bank or a lender’s office and expect to get cash just because you ask for it. The key thing lenders look to is your...

Common Misconceptions About Building a Good Credit Score

When you’re looking to improve your credit score, whether it’s to secure a better mortgage deal or simply access funds to get your finances back on track, you’ll be faced with a lot of advice. Unfortunately, not all of this is correct and there are a lot of common misconceptions and myths about what does and doesn’t affect your credit score. Firstly, there isn’t one universal credit score, different Credit...

Repairing Your Credit Score with a Managed Account

If we’re having a great time in life, then one peek at our finances can usually sober us up and reign us back into reality. You might be one of the many people who fall behind on your debt repayments or utility bills, but unfortunately, this all signals to every bank that you’re not responsible with money. A poor financial history can mean that you’re slapped with a bad credit...