What is a Good Credit Score? 3 Steps to Get One That Saves You Money

A good credit score can make a real difference in your life, whether it’s getting a loan, buying a car, or renting an apartment. And according to Forbes, a good credit score saves you about $35,000 per $100,000 you borrow for a mortgage. If you are trying to improve your credit score, it’s essential to …

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What Is Cryptocurrency? 8 Common Questions Answered

Cryptocurrencies like Bitcoin, Ethereum, and dozens of lesser-known digital currencies frequently appear in the news, often following wild price spikes, and sometimes to cover the revolutionary blockchain technology they are built upon. But these news reports usually do a poor job of explaining what cryptocurrency is if they attempt to do so at all. You …

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Short-Term Investments: 10+ Best Options to Boost Your Returns

a person calculating their investments

Are short-term investments profitable? Short-term investments are a great way to make money. It can be challenging to know which short-term investments are the best for you, but there is no need to worry because this article will break down the differences between short-term investments and help you decide what’s best for your needs. In …

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Debt Consolidation Loans Explained: 6 Things You Need to Know

a women cutting up her credit card

Debt is a problem for many Americans. Especially in the holiday season. So, what will you do when the holidays are over, and your credit card debt is piling up? Debt consolidation loans are a great way to combine your debt into one monthly payment, with less interest than you were paying on each credit …

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Unearned Income: 9 Types You Need to Know About

people winning money at a casino

Many people dream about living off passive income. The concept of working hard and creating a perpetual stream of income is appealing. Instead of working eight hours per day or more, you can work much less. Suppose you make some smart moves by investing in rental real estate or dividend stocks. Alternatively, you can be …

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Your Free Credit Score: Top 5 Reasons to Keep Track of It

a women checking her credit score with her dog

Credit is a topic that many people feel uncomfortable talking about, but it is also a crucial part of your daily finances. There are many ways to build a strong credit score, but even more ways to screw it up if you are not careful! Having a solid credit history and a low amount of …

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The Secret to Buying a House with Bad Credit

You might think that having a credit score in the 500s would keep you from buying a home. But that isn’t always the case. Depending on your circumstances, you may have lending options that make it possible to overcome that bad credit barrier when buying a home. This guide will teach you how to buy …

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Financial Literacy for Kids: 10 Effective Ways To Build Good Money Habits

child learning about money

As parents, we know that financial literacy for kids is critical. But how do we get started? Which topics should we teach, and when? In this post, I’ll answer these questions by sharing ten ways to build good money habits in your kids. The tips and ideas below will cover a wide range of financial …

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Your 5 Step Guide to Getting Debt Relief Fast

debt relief

Carrying balances on multiple credit cards is stressful and expensive, and paying them off quickly can be a challenge. That’s especially true if you are living paycheck-to-paycheck or dealing with other debts simultaneously, like student loans. But it is possible to get debt relief even with those challenges. This 5 Step guide can help you …

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How To Pay for College: 7 of the Best Money Saving Tips

piggy bank next to a jar of money labelled college

How to pay for college is a question on many parents’ and students’ minds. With costs rising at well above the national rate of inflation, many are looking for solutions. Suppose you’re a student about to enter college (or a parent of a soon-to-be college student). In that case, you already know that post-secondary education …

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Are You in a Financial Mess? These 7 Tips Will Get You Back on Track

stressed woman counting her money with her wallet and credit cards

Are you in a financial mess and can’t figure out how to solve this difficult situation?  We all have problems with our personal finances, and it’s completely normal because no one ever taught us how to be an expert at it. Yes, it’s stressful and makes you anxious all the time, but you have to …

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