Common Misconceptions About Building a Good Credit Score

When you’re looking to improve your credit score, whether it’s to secure a better mortgage deal or simply access funds to get your finances back on track, you’ll be faced with a lot of advice. Unfortunately, not all of this is correct and there are a lot of common misconceptions and myths about what does and doesn’t affect your credit score. Firstly, there isn’t one universal credit score, different Credit...

Repairing Your Credit Score with a Managed Account

If we’re having a great time in life, then one peek at our finances can usually sober us up and reign us back into reality. You might be one of the many people who fall behind on your debt repayments or utility bills, but unfortunately, this all signals to every bank that you’re not responsible with money. A poor financial history can mean that you’re slapped with a bad credit...

Organizing a Fun Charity Event: Playing Bingo, Poker and Other Games of Luck for a Noble Cause

If you have been on this blog for a while now, you probably already know that I am very passionate about charity. For me, charity is a state of mind and actually infusing your day-to-day life with some volunteering or community involvement can go a long way towards personal growth. When we talk about fundraising though, that’s taking charity work to a whole other level. And this got me thinking:...

6 Things I’ve Learned From Freelance Writing (So Far)

6 Things I've Learned From Freelance Writing (So Far) - My Life, I Guess

The blogosphere is full of posts and articles telling you that freelance writing is a great way to earn a little extra money from home. There are many bloggers that have been able to quit their day jobs and make a living from it. But for every blogger that finds that level of success, there are dozens (maybe even hundreds? thousands?) of bloggers that are lucky to make $15 per...

If You Don’t Mind Last Season’s Fashion, You Could Save Big on Clothing Expenses

If You Don’t Mind Last Season’s Fashion, You Could Save Big on Clothing Expenses - My Life, I Guess

Apparently, I shouldn’t spend more than 5% of my disposable income on clothing each month. Say, if I am earning $2,000 a month, the most I can put on the table for shopping is a hundred bucks. For someone like me who is living on a budget and loves fashion at the same time, there is not a lot I can do with that hundred unless I learn to be wise and think creatively...