Learning more about money and personal finances is one of the best ways to manage your money, get out of debt, and stay out of debt. Understanding your day-to-day finances as well as your long-term goals can help you get on track so that you can live comfortably and find financial success.
Life is usually good when you have enough money to pay your bills, not have debt, and enjoy the leftover money you may have. Now, if you get laid off, life gets a bit more stressful. The bills you may have started eating up into your savings, and you will be at a place where …
It’s challenging to cover a significant expense in a short duration. Some people go into debt over it. A well-established sinking fund helps shield life’s unexpected events, protects your financial goals, and promotes better budgeting. What Is a Sinking Fund? A sinking fund is a cash reserve in your account that holds calculated funds for …
I know, this sounds super condescending. Maybe even over-simplified. Things are never really THAT simple, are they? Fair enough. So here, let’s put it another way. If you want to be above average, then you can’t keep acting like you’re average. Living an above-average life means you’re making decisions consistent with being above average, not just average. Like my …
Make money while you sleep – it sounds like a dream – but could it come true? Everybody loves napping. A good nap can help reenergize us and power through our day. Everybody loves making money while they sleep too. There’s nothing better than passive income piling up for the eight hours you (hopefully) sleep …
Entrepreneurship is an ever-growing field, partially thanks to the rise of the side hustle. As you likely already know, a side hustle is a colloquial term for a small business or professional venture that you undertake “on the side” – as in you do it in your free time and not as a part of …
Written by: Mindy Charski Half of American adults started 2022 with a desire to boost their savings. That admirable intention could prove easier for those who developed good savings habits at a young age. After all, it’s possible kids who get used to regularly depositing some allowance funds in their piggy bank won’t think twice …
Has your right hand been itching, giving you a strange feeling that something is about to happen? An itchy hand can happen for several reasons. Still, somehow, if our right hand is the one itching, we immediately think of superstitions related to it. There are many superstitious interpretations of an itchy right hand, ranging from …
If you’ve purchased a home or are on the market for one, someone will mention the need for a home warranty policy. The big questions though are what they cover and whether or actually not you need one. We’re here to help you decide the answers to these questions. What Is a Home Warranty? A …
For people new to investing, understanding how to invest in stocks can feel intimidating. Typical questions beginners may have are where to go and how much money to start. However, there is often more than just the mechanics of investing in stocks. Investors must also understand their financial goals before investing. The following is a …
If there is one financial lesson I learned from the pandemic, it has to be the importance of diversifying my income. So many lost their steady 9 to 5 full-time jobs with no other income streams. What better way to diversify your income than having a side hustle? There are many side hustles that pay …
Going out to restaurants and eating fast food can be incredibly expensive. One of the most significant ways to stretch your budget is by making cheap meals at home. To save money on groceries, you need to get creative by cooking cheap recipes. People commonly associate eating on a budget with eating things like packaged …