Learning more about money and personal finances is one of the best ways to manage your money, get out of debt, and stay out of debt. Understanding your day-to-day finances as well as your long-term goals can help you get on track so that you can live comfortably and find financial success.
Every year, August 14th is celebrated as National Financial Awareness Day. This holiday is all about making yourself and everyone around you more aware of the financial tips and tricks that can lead you down a path of wellbeing, independence, and prosperity. The financial world is always changing, so it’s …
With the high cost of keeping up with all the latest gadgets and trends we love, it’s nice to have a little income to supplement the cash flow that allows us to have the must-have extras we want. If you are a teenager (or are a parent or guardian of a teenager), …
Six figures! You often hear that term. What does it mean? How much is six figures? It means different things in different contexts. In this post, I’ll help you understand “six figures” as it relates to your finances. I’ll provide some interesting stats about what careers allow you to earn …
Money doesn’t buy happiness. This is a saying that we’ve all heard on numerous occasions from a variety of sources. Sometimes, it feels like people claim that money can’t buy happiness as an empty platitude to make others feel better about not having money. The folks who have it are …
Living below your means can be simple to understand, but for many, difficult to do. At its surface, the concept is simply to spend less money than you make. Easy, right? Take your income, add up your expenses, subtract the two, and as long as you come up with a …
Yes, you read that headline right. I paid off approximately half of my $53,500 of debt in less than a year! During a pandemic. On a net income of about $65,000 CAD (for 2 of us). But it’s probably not what you think. I didn’t put $25,000 – approximately 40% …
There are plenty of reasons to want to start a new side hustle or start your own small business. It can be a great way to make extra money, pay off debt, survive financially while you’re unemployed, invest in your future, or completely replace your full-time job. Starting a business …
Starting a side hustle or your own small business is exciting! Not only can you see your ideas come to life, but you are also able to focus and work on something that you’re passionate about and interested in. And hopefully, you are making extra money from it, too. There …
When was the last time you had no money left? I mean that, literally. NO MONEY. Nothing in your bank account. Nothing in your wallet. No emergency $20 hidden under your mattress. Nothing in a piggy bank or the cup holder in your car. Nothing until payday – which could …
I find dimes on the ground all the time. Especially since they phased out the penny a few years back, here in Canada. Occasionally I’ll find a nickle or a quarter. But 99% of the time, I find dimes. Exciting stuff, I know. My husband always humours me when I …
It was one of those cold, rainy days where winter couldn’t decide if it was coming or going. The freezing rain felt like it could turn to snow any minute, and the ground was one giant slush puddle. Despite the weather and my lack of owning proper winter boots, my …