The holiday season is here. For some, this is a wonderful and exciting time of the year. But for those who can’t afford Christmas, it can be rather stressful and depressing.
Then taking your priorities into account, start assigning the amount you can spend on each category, person, or activity. Make sure your total doesn’t exceed what your budget allows.
If you’re crafty, handy, or artistic in any way, why not put your skills to use and make your own handmade gifts? Bake cookies, up-cycle those mason jars, knit a scarf, build a wooden bench, or put together a gift basket.
Instead of buying gifts for everyone on your list, hold a Secret Santa or gift exchange with a set dollar limit. It will help reduce stress and help keep your spending within your budget.