Many people believe that taking out credit damages your score, but the opposite can be true – if you do so responsibly.Borrowing through a credit card or other loan and meeting repayments on time is the simplest way to help build your credit score.
Getting married has no direct impact on your credit score. Even if you marry someone with a poor credit score or a history of missing payments.Your partner’s credit score will only impact yours if you have any loans that you take out together.
Checking your own score is not recorded on the report anywhere. Only hard checks banks and lenders make when you apply for credit are stored on your report.Regularly checking your credit score is a good idea and shows that you are taking responsibility for managing your credit.