Have an Emergency Fund
Go over your monthly, recurring debts, and do what you can to try and shrink those payments. A lower interest rate can make a significant change in the total amount you’ll repay.
Invest
Picking up a side hustle from time to time can help with financial obligations, without consistently maintaining a second job.
Be Honest About How You Spend Your Money
When households operate off a single earner, it’s truly critical to be set up to still financially survive if that earner passes away.