Manage Your Money

Have You Been Laid Off From Work? Avoid Making These Mistakes

Have You Been Laid Off From Work? Avoid Making These Mistakes

Back in 2014, I got laid off from work. My contract came to an end before the grant funding for the next school year had come through. I was promised again and again that they would rehire me as soon as the money arrived. I foolishly believed them.  Millions of people are currently in a similar situation.  There have been …

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Can Credit Repair Companies Really Boost My Score?

Can Credit Repair Companies Really Boost My Score?

If you’ve ever listened to terrestrial radio or watched late-night television, chances are you heard or seen an ad for credit repair companies. You will often find credit repair companies in these mediums. They claim to be able to repair your credit to improve your credit score.  Why? One because it’s cheap to advertise. And two, they are typically making …

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Advantages & Disadvantages of the Dave Ramsey Baby Steps

Advantages & Disadvantages of the Dave Ramsey Baby Steps

Did you know that millions of people have followed and completed Dave Ramsey’s popular baby steps to financial freedom? It’s a clear path that is easy to follow and statistics show they work. Or do they? A quick Google search on Dave Ramsey’s Baby Steps will show you conflicting opinions on both sides of the argument. So who do you …

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How Am I Going to Make Money During the Pandemic?

How Am I Going to Make Money During the Pandemic?

Whether you believe the hysteria surrounding the Coronavirus pandemic or not, one thing is sure: The Coronavirus is impacting countless households when it comes to finances. Those who are brave enough to check the status of their 401K and RSP accounts have seen steady drops. Investors are scrambling. Events are canceled for the foreseeable future. However, the people hit hardest …

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Why Alternative Investments Are Not Just for the Wealthy

Why Alternative Investments Are Not Just for the Wealthy

We hear a lot these days about alternative investments. Wall Street firms regularly tout their expertise in these investments and try to convince us we need them in our portfolio. In the beginning, alternative investments were only available to what most would consider the wealthy. The SEC set the definition of the wealthy with their accredited investor definition. To be …

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The Best Places to Find the Latest Financial Industry News

The Best Places to Find the Latest Financial Industry News

The internet is full of information of every kind. On the one hand, this is a good thing – but it can quickly become overwhelming. Sometimes, you don’t know which sources to trust. When it comes to financial industry news and stock market developments, it becomes especially important that you get accurate, up to date information. If you like to …

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What To Invest Your Money In Besides the Stock Market

What To Invest Your Money In Besides the Stock Market

As you start to save and increase your income, one of the most important steps you can take is investing your money. Many people struggle to know what to invest in besides the stock market. Granted, the choices are vast and can be quite confusing. However, if you want to ensure a healthy financial future, ensure your family’s finances are …

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6 Ways to Protect Your Money from Economic Instability

6 Ways to Protect Your Money from Economic Instability

There are very few things that are certain in life. Along with death and taxes, you can always count on inflation and economic instability. Economic factors like inflation and economic collapse can quickly erode the value and purchasing power of your money. While inflation has been low over the last few years, it won’t stay that way forever. Inflation was …

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The Best Online Brokers to Invest With

The Best Online Brokers to Invest With

When it comes to investing, choosing where to invest is often the first and most crucial choice you make. Choose correctly, and you’ll be in a great spot to pick from a wide variety of low-cost funds and make trades for free. Choose poorly, and your investment options will be limited, and your fees will be high. Online brokers come …

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Bad Credit Doesn't Have to Ruin Your Life

Bad Credit Doesn’t Have to Ruin Your Life

Many people have bad credit and are understandably frustrated and stressed out by it. While having bad credit does limit your options, it doesn’t have to ruin your life. The honest truth is your borrowing options are limited when your credit is bad. With that said, it’s not an impossible task. It is still possible for you to get a …

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Robo-Advisors – Are They Good, Bad, Or Ugly?

Robo-Advisors – Are They Good, Bad, Or Ugly?

Robo-advisors might not be as inherently exciting as the 1966 Western Classic starring Clint Eastwood, but they are certainly more modern. 42 years after the debut of this Eastwood blockbuster, the first Robo-Advisor came onto the scene. And 11 years after that, we’re stealing the title of that movie classic to create our own Hollywood film (article), starring Robo-Advisors. So …

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How To Save Big on Clothing Expenses

How To Save Big on Clothing Expenses

Some people spend a lot of money on their clothing expenses. Others, like myself, don’t really spend that much. The general guideline is that you shouldn’t spend more than 5% of your disposable income on clothing each month. So if your net income is $2,000 a month, you’re clothing budget should be $100 per month, or $1,200 per year. Whether you love …

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How to Get Your Financial Life Together

How to Get Your Financial Life Together

In adulting 101, we learn that success in life is as simple as following a few memes. As if the only thing standing between you and conquering the world is believing in yourself and the application of a Dale Carnegie quote. With no disrespect to Buzzfeed and their 27 simple ways to get your life together, memes are not going …

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Everything You Need To Know About Debt Consolidation

Everything You Need To Know About Debt Consolidation

It’s no secret that I’m in debt. To be honest, I’m not sure how I’ll ever get out of it. Lately, I’ve been seriously looking into debt consolidation as an option. If this is also something you’ve been wondering about, Ryan of Arrest Your Debt has you covered! If you have many different debts with different interest rates, payoff schedules, …

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