Debt

How To Track And Organize Your Bills When You Live Paycheck To Paycheck - My Life, I Guess

How to Track and Organize Your Bills When You Live Paycheck to Paycheck

When I first discovered the world of personal finance blogging, I dove in head first. I spent over 2 years tracking every cent I spent, earned, or found on the ground in a master spreadsheet. I lived alone at the time, so it was easy to do and easy to control. When I moved in with my now husband, however, …

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Watching the Payday Loan Debt Cycle Through Our Junk Mail- My Life, I Guess

Watching the Payday Loan Debt Cycle Through Our Junk Mail

My husband and I have lived in our townhouse for nearly 5 years now. Yet, we still regularly get mail for the former tenants. At first, we got more mail for them than we were getting mail of our own. So we’d mark it all return to sender and put it back in the mailbox, hoping this would stop the …

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3 Smart Strategies to Get Out of Debt Fast

3 Smart Strategies to Get Out of Debt Fast

Are you tired of being held back by debt? I’m going to guess that you probably are. Whether you’re dealing with student loans, credit card balances, or personal loans, debt can not only make you feel like it’s hard to move forward in life, but it can actually make it hard to move forward, too. If you’re ready to free …

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Financially Stuck in the Middle - My Life, I Guess

Financially Stuck in the Middle

Recently, I celebrated my one-year anniversary of being back to work full time. In some ways, it feels like I’ve been with this organization for a lot longer than that. I have already changed roles after accepting an internal promotion and am currently back-filling for a different department, as well. (Essentially meaning I’ve been trained in 3 different jobs already.) …

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Do You Know How Much Being in Debt is Costing You? - My Life, I Guess

Do You Know How Much Being in Debt is Costing You?

Being in debt sucks. It can make life extremely stressful and frustrating. It can prevent you from living the life you want to live, doing the things you want to do, and achieving your goals. Debt can easily take over your life. Signing a loan or buying something on credit takes only seconds to do, but could take you years …

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Debt Collectors Knocking on Your Door? Don’t Panic and Follow These 10 Simple Steps Instead

If you’re having financial difficulty, one of the most dreadful and embarrassing sounds is the phone ringing when debt collectors begin to call. They will call for any late payment from credit cards and medical debt to student loans and more. Debt collectors are not trying to be troublesome and anxiety-inducing, they are just doing their jobs. When you are …

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My Money in 2013

Last week, I did a quick recap of my life in 2013. In case you missed it – almost everything changed. New job, new relationship, soon-to-be new living arrangements, new life, and a new financial situation. I’m excited to see where all these new things take me in 2014 – and hope they keep taking me in the right direction! …

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My Debt Story: How I Ended Up With $62,000 in Debt

.AnOctober marks my one year anniversary of discovering this wonderful personal finance blogging world! As if that wasn’t enough to celebrate, WordPress also tells me that this is my 100th post! To mark these momentous occasions, I thought it was high time I got real with you guys. As a pseudo personal finance blogger I’ve never really disclosed my debt …

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It’s Going to Take Me 100 Years to Pay Off My Student Loan

Last updated: April 22, 2019 This morning, while catching up with the blogs I follow, I came across a guest post by Kevin on Making Sense of Cents, titled 12 Facts about Student Loan Debt that will make Your Hair Stand on End. Although Kevin was writing about student loans in the U.S. and their crazy system, the stats are …

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