How Much Being Unemployed Actually Cost Us

How Much Being Unemployed Actually Cost Us - My Life, I Guess

Throughout this blog and social media, I’ve been pretty open about the fact that I really struggled after being laid off back in April of 2014. How I struggled for over 2 years to find a full-time job. How working a part-time, minimum wage job in my 30s affected my mental health. And, of course, how I struggled financially after my personal income was cut by over 75%. But I...

Debt Collectors Knocking on Your Door? Don’t Panic and Follow These 10 Simple Steps Instead

If you’re having financial difficulty, one of the most dreadful and embarrassing sounds is the phone ringing when debt collectors begin to call. They will call for any late payment from credit cards and medical debt to student loans and more. Debt collectors are not trying to be troublesome and anxiety-inducing, they are just doing their jobs. When you are ill-prepared for dealing with debt collectors, you run the risk...

How to Track and Organize Your Bills When You Live Paycheck to Paycheck

How To Track And Organize Your Bills When You Live Paycheck To Paycheck - My Life, I Guess

When I first discovered the world of personal finance blogging, I dove in head first. I spent over 2 years tracking every cent I spent, earned, or found on the ground in a master spreadsheet. I lived alone at the time, so it was easy to do and easy to control. When I moved in with my now husband, however, tracking “our money” became a lot more difficult than it...

When It Hits You Out of the Blue: 5 Strategies to Handle Unexpected Medical Costs

When you are hit with unexpected medical costs, it can be upsetting. It might throw off your whole budget, and you will have to do some adjusting on the fly. But medical expenses are not frivolous. They are necessary expenditures, so you’re going to have to find some way to absorb the cost. There are various methods of doing that, though, that have proven effective for people. These are five...