money recap

February 2013 Money Recap

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It’s my 5th month of tracking my money, and overall I’m doing alright. I spent less than I did in October and December, but more than I did in November and January – February’s right in the middle.

february-2013-money-recap

THE GOOD

Savings. Guys! I finally put money towards my TFSA!  It wasn’t much… less than $100, but it was money I was not anticipating, so rather than blowing it on something I don’t need, I put it right in the bank.

THE BAD

Clothing & Misc. I went to the mall and bought pretty things that I probably don’t need.

Fees. I got charged $5 extra for using my debit card too much. I blame the government of Canada’s phasing out of the penny for this one.

Food. I thought this would be a cheap month food-wise for me, considering I couldn’t really eat (still can’t) after getting my wisdom teeth out, but somehow I (over)spent the same amount I always (over)spend. In the days leading up to the surgery I went a little nuts on the fast food “because I won’t be able to eat for a week!” and then afterwards when I could eat (some) solid foods again, I went a little nuts again “because I haven’t eaten in a week!

Medical.  The wisdom teeth maxed out my dental coverage for the year in one fell swoop, and still cost me a few hundred bucks out of pocket.

THE IN-BETWEEN

No Spend Days.  I had 10 no-spend days in February, but that’s a bit of a cheat. February is the shortest month, but I was also pretty much on bed-rest for a week there and didn’t leave my apartment. So while it’s good to have so many no spend days, it wasn’t really by choice.

MARCH GOALS

Welp, it’s pretty clear that I suck at making monthly goals, so I’m going to go ahead and not do that this month and see how it goes.

About the Author

Amanda Kay, an Employment Service Specialist and founder of My Life, I Guess, strives to keep the "person" in personal finance by writing about money, mistakes, and more. She focuses on what it’s like being in debt, living paycheck to paycheck, and surviving unemployment while also offering advice and support for others in similar situations - including a FREE library of career & job search resources.

 

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