Money


Learning more about money and personal finances is one of the best ways to manage your money, get out of debt, and stay out of debt. Understanding your day to day finances as well as your long term goals can help you get on track so that you can live comfortably and find financial success.

money recap

February 2013 Money Recap

It’s my 5th month of tracking my money, and overall I’m doing alright. I spent less than I did in October and December, but more than I did in November and January – February’s right in the middle. THE GOOD Savings. Guys! I finally put money towards my TFSA!  It wasn’t much… less than $100, but it was money I …

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money recap

January 2013 Recap

After falling off the wagon in December, I seem to be getting back on track, but still not nearly as good I did overall in November.  The app I use to track my spending recently did an upgrade and it now automatically gives me the sum of my expenses each month (I wish they did that for income, too).  So …

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money recap

December 2012 Recap

This month’s recap is pretty depressing.  Despite having paid for my flight home at Christmas back in October, December has been the most expensive month since I started tracking (which I realize has only been 3 months), but also the month with the least income.  Unfortunately, this doesn’t even show the whole picture as my sisters and I still have …

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money recap

November 2012 Recap

Usually I give up on things after about 2 weeks, so I’m really proud of myself for keeping up with this (and more so, for doing a decent job managing the spending).  And you want to know a secret?  It’s not really that hard.  I feel silly for not doing this sooner. I did run into a bit of trouble …

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… But This Post Might (Part II)

Last time I wrote a very Negative Nancy post, This Post is Not Going to Help Me Save Money… (Part I), about the money saving tips that are of no use to me.  Today I’m going to be a Positive Patty and write about the ones that have been working for me, or that I think will work if only …

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This Post is Not Going to Help Me Save Money… (Part I)

Almost every Personal Finance blog I’ve browsed and/or started following recently includes multiple posts entitled “HOWEVER MANY TIPS TO SAVE HOWEVER MUCH MONEY IN WHATEVER AMOUNT OF TIME AND/OR ON WHATEVER OBJECT OR EVENT” – clearly, because it’s what people (especially those of us new to the PF world) want to know. However, the thing with Personal Finance is just …

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money recap

October 2012 Recap

Armed with the free version of the Money Wise app on my phone, I carefully tracked my spending throughout October, hoping to determine if I can finally quit my second job or not.  (Okay, so I wasn’t so great at tracking for the first few days, but I did really well the rest of the month.)  Ladies and gentlemen, this …

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What’s Your Magic Number?

Amongst my current Personal Finance (PF) obsession, I stumbled upon this blog post – Work, Live What’s Most Important?.  I’m struggling with this whole thing pretty significantly at the moment.  I started to write a comment on the post, but it sort of took on a life its own, and thus it became this post instead. The Financial Blogger, author …

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Money vs. Life

I’ll admit it – when it comes to personal finance, and budgeting (and more importantly following a budget) I’m pretty awful. As a kid, I was pretty good with money management and saving money – but with sweet babysitting gigs, no expenses, and no malls or fast-food joints within 300km, it was pretty easy. Even as a university student, I …

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