Learning more about money and personal finances is one of the best ways to manage your money, get out of debt, and stay out of debt. Understanding your day-to-day finances as well as your long-term goals can help you get on track so that you can live comfortably and find financial success.
Being in debt sucks. It can make life extremely stressful and frustrating. It can prevent you from living the life you want to live, doing the things you want to do, and achieving your goals. Debt can easily take over your life. Signing a loan or buying something on credit takes only seconds to do, …
This past weekend, I sat down to do our taxes. For the first time in my life, I am not getting a tax return. I actually owe taxes. A whole $7. I know $7 is really not a big deal at all, but I am a little bitter about not getting money back. I could …
What would you do if you had $10,000? You’ve probably been asked this before and daydreamed about what your answer would be. Would you take a trip somewhere? Pay down your debt? Buy something that you’ve always wanted? Now let me ask you this: What would you actually do if you had $10,000? I bet …
This week was significant in my financial life. For a reason that used to be completely insignificant to me. We finally caught up on our bills! I imagine some of you reading this won’t understand why this is a big deal. I mean, paying your bills is pretty boring to think about, let alone write …
Last updated: June 7, 2019. Students are bombarded with advice as they leave high school and enter college or university. This is especially true when it comes to their finances and career goals. As a former academic advisor, I’ve heard them all. I’ve been guilty of churning out some of the more tired suggestions myself. …
The average Canadian plans to spend something like $1,500 around the holidays (between gifts, travel, food, decor, etc.). Unfortunately, the average Canadian doesn’t budget for this expense and soon find themselves starting the new year in debt. I somehow managed to survive the holiday season without spending a dime. Well, at least not any additional …
The good news is that I’m no longer unemployed! YAY! The bad news is that I accepted a part time minimum wage job… I had mentioned a while back that I was considering applying for a job as the daycare supervisor of a gym. I was so back and forth on whether or not I …
My contract at work ended and I am now unemployed for the first time in my adult life. Unfortunately, this coincided with my fiance’s hours being cut at his job, as well. We knew this was coming to a certain extent (as he’s still waiting to hear about a very promising new job opportunity) so …
October marks my one year anniversary of discovering this wonderful personal finance blogging world! As if that wasn’t enough to celebrate, WordPress also tells me that this is my 100th post! To mark these momentous occasions, I thought it was high time I got real with you guys. As a pseudo personal finance blogger I’ve …
This morning, while catching up with the blogs I follow, I came across a guest post by Kevin on Making Sense of Cents, titled 12 Facts about Student Loan Debt that will make Your Hair Stand on End. Although Kevin was writing about student loans in the U.S. and their crazy system, the stats are …