Life on a Budget

Whether you are living paycheck to paycheck or are looking for ways to save more money and spend less, it is possible to live a happy life on a budget. Most of us have to live within our means in order to avoid getting into (more) debt. Here you will find tips on how to get the most from your money.

Living On Less: The Average Cost of Living vs. Average Wages

Living On Less: The Average Cost of Living vs. Average Wages

By / May 6, 2020 May 6, 2020

Huge numbers of our peers are living on less than average. That’s just the way statistics work – half of anything occurs below the mean. As a macro comparison, this article contrasts average cost-of-living data against average wages. We’ll take a look at representative budgets from the lower income deciles in a couple different North American cities. The Data of …

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How the Entertainment Book Can Save You More Money

How the Entertainment Book Can Save You More Money

By / May 4, 2020 May 10, 2020

The Entertainment Book has been around for as long as I can remember. When I was growing up, we could buy them through our school, and you could also sell them as a student to help with fundraising. Before cashback and rebate apps like Ibotta, Dosh, and Rakuten, there was the Entertainment Book – the ultimate coupon book. I remember …

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Life On the Road: Is Working Remotely Really For You?

Life On the Road: Is Working Remotely Really For You?

By / March 11, 2020 March 10, 2020

There are a lot of people who like the idea of living life on the road and working remotely. Whether it’s traveling solo, with your partner, or means taking the kids out of school, people of any age can benefit from traveling across the globe, exploring other cultures and getting a worldwide education. Perhaps you’re sick of your office job, …

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How Much Car Can I Comfortably Afford?

How Much Car Can I Comfortably Afford?

By / February 19, 2020 February 23, 2020

Go ahead and ask a financial expert this question. Chances are you’re bound to get quite a few answers. Whether it’s the 10% gross income rule for monthly car payments and expenses or the 25% rule for purchasing a new vehicle, there is no one size fits all answer financial experts can agree on when it comes to how much …

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7 Simple Ways to Be More Charitable

7 Simple Ways to Be More Charitable

By / February 17, 2020 February 23, 2020

There are a lot of reasons to become a more charitable person. Doing so will not only benefit the organization and the community they serve, but it can also boost your own mood, making you feel happier and more fulfilled. Maybe you’re passionate about a certain cause and ready to give back to your community. Maybe you’re tired of all …

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The Easiest Way to Make Your Rent Payments On Time (and Earn Free Reward Points)

The Easiest Way to Make Your Rent Payments On Time (and Earn Free Reward Points)

By / February 13, 2020 February 23, 2020

House prices are rising around the country. Buying a house is more complicated than ever for many. Statistics show millennials are not buying homes at the rate of previous generations. If they’re not buying houses at the pace they once were, they are living with their parents, other family members, and friends. Or they’re making a rent payment to a …

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The Do’s and Don’ts Every Groom Should Know About

The Do’s and Don’ts Every Groom Should Know About

By / February 10, 2020 February 12, 2020

A wedding day is a big event for both the bride and the groom. While much of the planning is typically left to the bride, the groom also has a role to play. His work doesn’t end at finding the right engagement ring and popping the big question. For the best results, couples should work as a team. Since the …

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How to Create Your Own Capsule Wardrobe & Work Uniform

How to Create Your Own Capsule Wardrobe & Work Uniform

By / February 7, 2020 February 3, 2020

There are many reasons you may want to start building a capsule wardrobe. I mean, you didn’t land on this article by chance. You came here for a reason. Minimizing and simplifying our lives is more than a trend that Marie Kondo came up with when she created her tidying up technique. It is opening our eyes to the fact …

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6 Steps to Travel Hacking for Beginners

6 Steps to Travel Hacking for Beginners

By / February 3, 2020 February 23, 2020

With all the talk of a pending recession, saving some money on your next vacation is likely even more top of mind than usual. Luckily, there’s a solution out there to help you save money while still enjoying your next vacation! The answer is called travel hacking. Travel hacking is just a fancy term that entails using existing systems to …

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How to Buy an Affordable Engagement Ring

How to Buy an Affordable Engagement Ring

By / January 3, 2020 January 7, 2020

Congratulations! If you’re reading this post, you’ve likely found the person you want to spend the rest of your life with. Perhaps you’re considering popping the question to your partner soon, or you’re just starting to research the cost of an engagement ring so you can begin saving up. No matter what brought you here, this post will share everything …

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9 Tips for Bargain Shopping While Traveling Abroad

9 Tips for Bargain Shopping While Traveling Abroad

By / December 30, 2019 December 31, 2019

Who loves a good souvenir? Who hates spending an arm and a leg on purchasing said souvenir? Bargain shopping while abroad can be one of the most fun and satisfying things you do during your travels. Why? Because even though, when you do all the monetary conversions, you’re not paying that much in dollars, you want to get a fair …

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How to Survive the Holidays When You Have No Money

How to Survive the Holidays When You Have No Money

By / December 16, 2019 January 24, 2020

I wish I could say that I’m unfamiliar with the experience of trying to survive the holidays while broke. Unfortunately, I’ve experienced more than my fair share of holidays with no money so I can empathize with those of you who are are currently experiencing this reality.  In my case, I was broke during the holidays several times because of …

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