Here’s How to Get a Debt Consolidation Loan, Even with Bad Credit

Here’s How to Get a Debt Consolidation Loan, Even with Bad Credit

If you have a lot of debt or different types of debt, then a debt consolidation loan might sound like a good idea. However, if you have low credit, you may not have many options. The good news is, you can still get a debt consolidation loan, even with bad credit. In this article, you will learn about the ins and outs of a debt consolidation loan, the pros and cons of getting one, and …

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a debt card being cut in half

6 Things You Probably Didn’t Know About Paying Off Debt

If your finances are a bit out of control, there are many things you can do to gain back stability. Paying off debt is an essential part of getting your financial life in order. While it may be overwhelming at first, do your research and take it one step at a time. There are many resources out there, such as the best personal finance blogs that can help you get started. Debt can be crippling …

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Watching the Payday Loan Debt Cycle Through Our Junk Mail- My Life, I Guess

Watching the Payday Loan Debt Cycle Through Our Junk Mail

My husband and I have lived in our townhouse for nearly 5 years now. Yet, we still regularly get mail for the former tenants. At first, we got more mail for them than we were getting mail of our own. So we’d mark it all return to sender and put it back in the mailbox, hoping this would stop the mail from coming. It worked for the most part, and after a few months, most …

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Do You Know How Much Being in Debt is Costing You? - My Life, I Guess

Do You Know How Much Being in Debt is Costing You?

Being in debt sucks. It can make life extremely stressful and frustrating. It can prevent you from living the life you want to live, doing the things you want to do, and achieving your goals. Debt can easily take over your life. Signing a loan or buying something on credit takes only seconds to do, but could take you years to pay off. Especially if you’re only able to make the minimum payments. With high-interest …

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My Debt Story: How I Ended Up With $62,000 in Debt

October marks my one year anniversary of discovering this wonderful personal finance blogging world! As if that wasn’t enough to celebrate, WordPress also tells me that this is my 100th post! To mark these momentous occasions, I thought it was high time I got real with you guys. As a pseudo personal finance blogger I’ve never really disclosed my debt numbers before, or explained how I got myself in this situation. I’ve alluded to it, …

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It’s Going to Take Me 100 Years to Pay Off My Student Loan

This morning, while catching up with the blogs I follow, I came across a guest post by Kevin on Making Sense of Cents, titled 12 Facts about Student Loan Debt that will make Your Hair Stand on End. Although Kevin was writing about student loans in the U.S. and their crazy system, the stats are still disgusting. So is the amount I owe on my student loans… I’ve known all along that I bit off …

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