Getting out of debt can feel overwhelming, but it’s important to remember that it is possible with the right strategies and mindset. It takes time, patience, and discipline. By taking control of your finances, living within your means, and seeking expert advice, you can become debt-free and achieve financial freedom.
If you have a lot of debt or different types of debt, then a debt consolidation loan might sound like a good idea. However, if you have low credit, you may not have many options. The good news is, you can still get a debt consolidation loan, even with bad credit. In this article, you will learn about the ins and outs of a debt consolidation loan, the pros and cons of getting one, and …
If your finances are a bit out of control, there are many things you can do to gain back stability. Paying off debt is an essential part of getting your financial life in order. While it may be overwhelming at first, do your research and take it one step at a time. There are many resources out there, such as the best personal finance blogs that can help you get started. Debt can be crippling …
My husband and I have lived in our townhouse for nearly 5 years now. Yet, we still regularly get mail for the former tenants. At first, we got more mail for them than we were getting mail of our own. So we’d mark it all return to sender and put it back in the mailbox, hoping this would stop the mail from coming. It worked for the most part, and after a few months, most …
Being in debt sucks. It can make life extremely stressful and frustrating. It can prevent you from living the life you want to live, doing the things you want to do, and achieving your goals. Debt can easily take over your life. Signing a loan or buying something on credit takes only seconds to do, but could take you years to pay off. Especially if you’re only able to make the minimum payments. With high-interest …
October marks my one year anniversary of discovering this wonderful personal finance blogging world! As if that wasn’t enough to celebrate, WordPress also tells me that this is my 100th post! To mark these momentous occasions, I thought it was high time I got real with you guys. As a pseudo personal finance blogger I’ve never really disclosed my debt numbers before, or explained how I got myself in this situation. I’ve alluded to it, …
This morning, while catching up with the blogs I follow, I came across a guest post by Kevin on Making Sense of Cents, titled 12 Facts about Student Loan Debt that will make Your Hair Stand on End. Although Kevin was writing about student loans in the U.S. and their crazy system, the stats are still disgusting. So is the amount I owe on my student loans… I’ve known all along that I bit off …