Whether you are living paycheck to paycheck or are looking for ways to save more money and spend less, it is possible to live a happy life on a budget! Most of us have to live within our means in order to avoid getting into (more) debt. Here you will find tips on how to get the most from your money.
A few years ago, shortly after my husband and I first moved in together, we had a representative from Summitt Energy come knocking on our door one evening. The rep quickly introduced himself and showed me an official-looking ID card that matched the logo on his jacket. Since we had brand new utility accounts, we both assumed that this rep was there to do some sort of verification or check. So when he asked to …
It’s no secret that I kind of hate where I live. Nearly 10 years ago, my now husband and I moved into a rental townhouse where we started our lives together as a new couple. Within 3 months of moving in, however, we discovered mold. And since then, we’ve discovered mold numerous times and in numerous places. Our property management company has been, to put it nicely, complete crap. We’ve seen multiple managers and maintenance …
Life is filled with countless sources of joy, from your amazing friends and loving family to your meaningful career or fulfilling hobbies and everything in between. But let’s be honest, we all get a little lost sometimes. Maybe you’re feeling like you’ve lost your spark or perhaps you’re struggling to find direction. Fear not, because there are many ways in which you can gain it all back. The path to a brighter future is just …
What are the basic life skills to learn before becoming a full-time digital nomad? After a quick internet poll, here are the top-voted responses for living that nomad lifestyle. 1. Time Management “As a digital nomad, you must manage your time effectively to complete your work and meet your deadlines. To be a digital Nomad, you have to be able to complete your work without someone micromanaging your every move,” one shared. “Time management is …
Getting a good night’s sleep is incredibly important, but for most, it’s a difficult thing to do. Whether you’re feeling stressed, overworked, or simply struggling to fall asleep at night, many different things can stop you from getting the 7-8 hours you need. Insomnia is a frustrating thing to deal with, whether you experience chronic insomnia or occasional sleepless nights. Treatment may depend on how severe your insomnia is, but there are some things you …
While scrolling through a favorite online frugal forum, I discovered the question, “What are your cheap or frugal-ish cooking shortcuts?” The internet responded by delivering this list of money-saving insights. 1. Get Rice and a Cooker “Buy a rice cooker and buy rice in bulk. Always make more rice than you initially need so you can use it for fried rice the next day. Drier rice is better than wet or newly cooked rice for …
Need to sell your home fast? Getting a quick sale in today’s housing market can be a little tricky. You might have to settle for a bit less than your asking price if time is of the essence. Selling a home can be stressful at the best of times, but it can be even more so if you need the money quickly. While it isn’t always easy, it is possible if you implement the right …
Date nights with your significant other are a great way to spend quality time together and strengthen your relationship. And there are plenty of things you can do at home that are as memorable as an expensive night out. So put away your wallet, put on your pajama pants, and enjoy a cheap date night at home. 1. Games Night Dig out those board games, a deck of cards, or video games and have a …
Retirement offers the chance to travel, spend time with family, indulge in hobbies, and lead the lifestyle of your dreams. While retirement can result in stress, anxiety, and sadness, it can also serve as a reward. Suppose you’ve done your retirement planning and retirement savings ahead of time. In that case, your post-retirement work can be rewarding and enjoyable – even at an old age! Below are different retirement quotes, whether you’re the retiree or …
With gas prices hitting record levels this year, it’s no surprise that consumers are looking for ways to cut costs. That’s where gas apps come in. These apps help you find the cheapest gas and offer rewards too. You can either install a gas app on your smartphone or use the web browser version if you prefer. Some companies offer free versions depending on the app, while others require a monthly fee. Saving money, especially …
I wish I could say that I’m unfamiliar with the experience of trying to survive the holidays while broke. Unfortunately, I’ve experienced more than my fair share of holidays with no money, so I can empathize with those of you who are currently experiencing this reality. In my case, I was broke during the holidays several times because of overspending and then the worst experience was when my mom lost her job. I ended up …