January 2014 Money Recap

money recap

This money recap is a lie! I moved this past weekend, but I’ve decided for simplicity and consistency sake NOT to include moving expenses in this post. My intention is to capture all those figures in a post of its own, once it’s better sorted out and not being carried (temporarily) on the credit card. But even without including these costs, I didn’t do too well overall in January.  ...

December 2013 Money Recap

money recap

Not surprisingly, December was an expensive month. As in I spent about $550 more than I made, including the money I received for Christmas  – but it wasn’t Christmas’s fault. Rent this month was nearly doubled because of the deposit on the new place and I had to start paying back my student loan. (Or perhaps it’s me overspending on fast food and entertainment again!) Let’s take a closer look,...

October 2013 Money Recap

money recap

I did a pretty bad job of tracking my spending this month because my bank is stupid. See, my direct deposit and all my automatic monthly payments (car loan, insurance, etc.) are all through this one account – but they also charge ridiculous fees (like $1 per transaction). So I have a second, no-fee account which I have been using for all my day-to-day purchases. This was easy to manage...

Septemeber 2013 Money Recap

money recap

Another recap post already? Yes friends, because I was late to post my August Recap we’re stuck with two almost back-to-back. That’ll teach me. Anywho, September thankfully was a much better month for me personally, professionally, and financially than August was. The new job is going very well, I’m feeling better most days, and I actually have money coming in again. See: Income vs. Expenses Because I started my new...

August 2013 Money Recap

money recap

I know that it’s already nearing the end of September (how did that happen?!) but between the break-up and the new job, I’m just getting around to posting my August recap now. Better late than never, right? Income vs. Expenses I still was off work in August, living off my savings and some E.I.  Although I was able to get my spending down, my income was also down too, and...

February 2013 Money Recap

money recap

It’s my 5th month of tracking my money, and overall I’m doing alright. I spent less than I did in October and December, but more than I did in November and January – February’s right in the middle. THE GOOD Savings. Guys! I finally put money towards my TFSA!  It wasn’t much… less than $100, but it was money I was not anticipating, so rather than blowing it on something...

My Money in 2013

Last week, I did a quick recap of my life in 2013. In case you missed it – almost everything changed. New job, new relationship, soon-to-be new living arrangements, new life, and a new financial situation. I’m excited to see where all these new things take me in 2014 – and hope they keep taking me in the right direction! – but as the saying goes, “You never know where...

Half-Year Personal Finance Recap

money recap

Since I accidentally stopped doing my monthly recaps back in February, I thought doing a half-year check-in was a good way to make up for the missed months.  I had considered just going back and back-dating them (because I like continuity), but then I saw a few other bloggers doing this and thought I would blatantly steal their idea instead! So, how have I been doing financially so far in...

December 2012 Recap

money recap

This month’s recap is pretty depressing.  Despite having paid for my flight home at Christmas back in October, December has been the most expensive month since I started tracking (which I realize has only been 3 months), but also the month with the least income.  Unfortunately, this doesn’t even show the whole picture as my sisters and I still have to settle up on on who owes who how much...

November 2012 Recap

money recap

Usually I give up on things after about 2 weeks, so I’m really proud of myself for keeping up with this (and more so, for doing a decent job managing the spending).  And you want to know a secret?  It’s not really that hard.  I feel silly for not doing this sooner. I did run into a bit of trouble because I’m currently living dangerously close to a paycheck-to-paycheck situation,...

10 Ways to Supplement Your Income While Unemployed

My contract at work ended and I am now unemployed for the first time in my adult life. Unfortunately, this coincided with my fiance’s hours being cut at his job, as well. We knew this was coming to a certain extent (as he’s still waiting to hear about a very promising new job opportunity) so we have been preparing, but we’re left in a less than ideal financial situation. I’ve...